An $800M transformation at Standard Chartered, 120 million users at Reliance Jio, portfolio work for CVC — and a core banking build under way right now. The audit takes three weeks and gives your board a financial case it can act on.
Standard Chartered
$3.7B digitised
60 markets · 1,500 people
TDB Bank
First Deputy CEO
Core banking build · Current
Reliance Jio
120M users in 160 days
India’s 4G network launch
CVC Capital Partners
PE Portfolio Diligence
Financial services
AI Value & Defensibility Audit
The Reality
The gap between AI ambition and AI economics is where value gets destroyed: strategy decks multiply while nothing ships, and regulators start asking questions in month eight that nobody prepared for.
Most firms have enough AI ideas. What they are missing is someone accountable for the economics.
They need someone who will kill the weak initiatives in week one, write the model-risk policy the regulator will ask for, and tie every AI use case to a line item the board can track.
Track Record
Standard Chartered
Led a global transformation across 60 markets and 1,500 people. Built the bank's Data, API and DLT functions from scratch. A leading global management consultancy subsequently ranked Standard Chartered a top-3 digital open bank globally.
TDB Bank Mongolia
First Deputy CEO, leading enterprise digital, AI, technology, product and data transformation with 250+ staff. Overseeing one of the most complex active Temenos core banking implementations globally — building a cloud- and API-native platform.
CVC Capital Partners
Supported portfolio value optimisation and acquisition diligence in financial services for one of the world's largest private equity firms. Institutional-grade analysis on both sides of the table.
The Audit
Fixed Scope · 3 Weeks
A decision-ready assessment for boards, investors and executive teams. Identifies where AI creates measurable value, where the business is exposed to disruption, and what to prioritise. The output is a financial case your board can act on.
Three weeks, fixed fee. If it doesn't earn the next engagement, it ends there.Retained Engagement
Senior AI leadership without a full-time hire, a lengthy search, or a steep learning curve. Joins the leadership team to prioritise, shape the operating model, challenge weak initiatives, and keep the programme tied to value.
Embedded in your leadership teamProgramme Phase
Strategy into controlled execution. I lead architecture, governance and oversight; specialist engineering partners execute the build under a single governance model. Compliance signs off before anything goes live.
Built to pass regulatory reviewAudit → Leadership → Deployment · One partner across the full value cycle
For Private Equity
Ops Partners need AI-driven EBITDA uplift across eight to fifteen portfolio companies, without pilots that burn budget inside the hold period. That is the work I am built for.
Why Digit-AI

Every engagement led personally, start to finish.
25+ years. Standard Chartered. Reliance Jio. TDB Bank. CVC Capital Partners.
I lead every Digit-AI engagement myself, start to finish. I ran a 60-market global transformation at Standard Chartered, I am currently First Deputy CEO at TDB Bank, and I sit on the Investment Committee at MoreThan Capital and the Technology Advisory Board at Northern Data Group.
When specialist execution is needed, I bring in senior professionals I have worked with before, under my direct governance — not an associate running your workstream while a partner checks in quarterly.
What you are buying is a track record that is still being written.
| vs. Big Four / MBB | You get the principal. Consultancies send teams supervised by partners with advisory experience. You get the person who has sat in the C-suite chair, managed the regulator, and signed off on the P&L. |
| vs. Specialist AI | Built for regulated environments. Most specialists focus on model building. I bring first-hand experience of bank risk committees, PE value creation plans, and regulatory expectations. |
| vs. In-house CAIO | Senior leadership from day one. Hiring a CAIO means a long search and a steep learning curve. I provide the same leadership now, with broader cross-sector exposure. |
| vs. Integrators | Technology has to change the economics. Integrators deploy systems; my job is making sure the systems change the P&L. |
Let's Talk
Start with the AI Value & Defensibility Audit — three weeks, fixed scope,
a financial case your board can act on.
Or reach me directly at hello@digit-ai.ai
Case Notes
AI strategy, governance, and value creation, written from the operator's chair.
Contact
Whether you're assessing an acquisition, building an AI strategy, or navigating regulatory exposure — I would like to understand your situation before proposing anything.
Or email directly: hello@digit-ai.ai